On Earning: Never depend on a single income. Make investments to create a second chance.
On Spending: If you buy things you do not need, soon you will have to sell things you need.
On Savings: Do not save what is left after spending, spend what is left after saving.
On taking risks: Never test the depths of the river with both of your feet.
On Expectations: Honesty is a very expensive gift. Do not expect it from cheap people.
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